Totally Free Checking

The freedom you want with services you need.

  • No minimum balance
  • No monthly service charge
  • No per check charge

Customer purchases checks and is responsible for any NSFs (non-sufficient funds).

All Totally Free Checking accounts

come with the following services:

ATM/Debit Card

Make purchases easy with the swipe of a card.

Text Alerts
Reduce Fraud Activity

Protect your ATM/Debit Card on the go.
Must enroll in Text Alerts*.

Online Banking

Sign-up for Online Banking*.


Must be enrolled in BNC Online Banking.
Must enroll in e-Delivery*.

BNC Mobile Banking

Use your mobile device to do your banking
quickly, easily and securely*.

Mobile Check Deposit

Subject to approval. Must enroll in
Mobile Check Deposit*.

Bill Pay

Pay bills conveniently online.

Overdraft Line of Credit

Subject to credit approval.
Fees may apply.

* Message, data, connectivity and usage rates may apply. Contact your wireless and/or internet service provider for details.

Achieve the goals worth saving for

No matter your goals, we can help make your money work for you.

Personal Savings