Text Alerts

Reduce Fraud Activity

BNC Bank offers anti-fraud text alerts. This service gives cardholders the ability to receive and respond to text alerts on suspect transactions sent to their cell phone or other SMS text messaging device, for their enrolled ATM or debit cards. Approve or reject the charge at the touch of a button. If you believe your card has been compromised, a professional fraud analyst will block your card and contact you immediately.


  • Two-way text communication keeps you informed
  • One year enrollment period; cancel at any time
  • All major phone carriers supported
  • Quick notification of unusual activity gives you peace of mind

BNC Bank partners with Card Guardian to bring you this secure service. To start receiving alerts, enroll in the service by going to the Card Guardian website and entering your 16 digit debit card number. See the Text Alerts user guide for full instructions. 

Enroll in Text Alerts

Text Alerts User Guide

Message and data rates may apply. Contact your wireless service provider for details.