Cardinal Checking

This premium account wants to start a long-term relationship with you.


  • Complimentary Cardinal checks or $5 credit towards BNC Check order
  • Bounce Protection1
  • Interest-bearing Account
  • Complimentary Safe Deposit Box (3x5 Safe Deposit Box, subject to availability or credit towards a larger box)

Account Details:

  • $10,000 combined in minimum daily balances (checking, savings, money market, CDs, and IRAs)  or $10,000 combined outstanding balances on a loan or line of credit or $15 monthly service charge

  1. No application required. Eligibility based on responsible management of account. 

All Cardinal Checking accounts come with the following services:

ATM/Debit Card

Make purchases easy with the swipe of a card.

Text Alerts
Reduce Fraud Activity

Protect your ATM/Debit Card on the go.
Must enroll in Text Alerts*.

Online Banking

Sign-up for Online Banking*.


Must be enrolled in BNC Online Banking.
Must enroll in e-Delivery*.

BNC Mobile Banking

Use your mobile device to do your banking
quickly, easily and securely*.

Mobile Check Deposit

Subject to approval. Must enroll in
Mobile Check Deposit*.

Bill Pay

Pay bills conveniently online.

Overdraft Line of Credit

Subject to credit approval.
Fees may apply.

* Message, data, connectivity and usage rates may apply. Contact your wireless and/or internet service provider for details.

Achieve the goals worth saving for

No matter your goals, we can help make your money work for you.

Personal Savings