Choose the account that is best for you and take advantage of all the benefits your checking account has to offer.
Account
Minimum Daily

Balance1

Account

Requirements

Service

Charge

Transaction

Limit

Extras
BNC Savings
$5002
None

$6 if minimum balance requirement not met

Unlimited withdrawals in person, by mail, or at the ATM. All other withdrawals limited to 6 per statement cycle3

Account can be used for overdraft purposes4

BNC
Rewards Savings

Offered in Virginia Only

None

Must have a BNC Rewards Checking account

None

Unlimited withdrawals in person, by mail, or at the ATM. All other withdrawals limited to 6 per statement cycle3

Earn higher interest rates when you meet the monthly qualifications.5

BNC Minor Savings
None
None
None

2 withdrawals6 per month.

With each in person deposit the child will receive a gift from the BNC bird cage.

BNC Money Market

$1,000

None

$15 if minimum balance requirement not met

Unlimited withdrawals in person, by mail, or at the ATM. All other withdrawals limited to 6 per statement cycle3

Tiered interest rates

BNC Premium Money Market

$10,000

None

$20 if minimum balance requirement not met

Unlimited withdrawals in person, by mail, or at the ATM. All other withdrawals limited to 6 per statement cycle3

Tiered interest rates

Personal Savings & Money Market accounts may come with the following services:

Subject to approval. Must enroll in Mobile Check Deposit7.

Protect your ATM/Debit Card on the go. Must enroll in Text Alerts7.

e-Delivery
eStatements

Must be enrolled in BNC Online Banking. Must enroll in e-Delivery 7.

Use your mobile device to do your banking quicky, easily and securely 7.

No more writing checks.

It’s convenient and secure, and can be used anywhere Visa accepted.

Manage your accounts on your schedule.7

  1. Required to avoid service charge 
  2. $500 minimum daily balance or $5,000 combined in minimum daily balance from checking, savings and money market accounts. Otherwise, if minimum daily balance is not met, there is a $6 monthly service charge. 
  3. Fees may apply for exceeding transaction limits. 
  4. $10 per transfer will be assessed to the savings account. 
  5. When account requirements are met. If monthly qualifications are not met in the BNC Rewards Checking account, there is no montly service change to the BNC Rewards Savings account. It earns a lower rate of interest and you may try again next month to earn the rewards. 
  6. Withdrawals include in person, by mail and at the ATM, as well as any checks, drafts, debit card or similar order. $2.50 for each additional withdrawal. 
  7. Message, data, connectivity and usage rates may apply. Contact your wireless and/or internet service provider for details.