ATM/Debit Cards

A secure and convenient way to access your money.

A BNC Bank Visa debit card is offered with all of our checking accounts. With each use, the transaction is automatically deducted from your checking account; no need to write a check or carry cash.

  • Easily keep track of spending through Online Banking, Mobile Banking or on your monthly statement
  • It's part of the Visa network, so you can use it anywhere Visa cards are accepted
  • Access your accounts anytime by using your debit card at ATMs
  • Not just for shopping—pay bills online or by phone or have recurring payments automatically deducted from your checking account
  • Safer than carrying cash


BNC Bank now offers debit cards with new EMV (Eurocard-Mastercard-Visa) smart chip technology. The new chip on your card provides an additional layer of security when using your new card with chip-enabled card readers and ATMs.

During your transaction, the data is encrypted and the chip produces a single-use code to validate the transaction, making it nearly impossible for your card data to be stolen and duplicated. Plus, it's easier for you to travel internationally, as much of the world has already converted to this technology. Also, to ensure compatibility with all card terminals, it still features a magnetic strip on the back of the card.

How to use an EMV chip enabled debit card

It's as Easy as 1-2-3!

  1. Instead of swiping, insert the chip end of your card into
    the terminal
  2. Leave your card in the terminal during the entire transaction
  3. Remove your card once the machine prompts you and don't
    forget to take your card with you when you leave